We recommend that you insure your pet. This is not so much for our fees, but in case your pet has a major problem and needs to be referred to a specialist (which is why we insure our own pets). Today many problems can be treated that could not be treated in the past. Sometimes Specialist help may be required but this often comes with a four figure price tag. Without Pet Insurance you might have to make some painful decisions or cancel the family holiday to pay for your pet's specialist treatment.

We recommend that when chosing a Pet Insurance policy you chose a "Cover For Life" one. Pet Insurance has a high claim rate and about one third of claims continue for more than one year. One of the commonest claims is for recurring skin conditions. An "Annual Policy" may only cover you for a year and then leave you to pay for the treatment for the rest of your pet's life - just when you need it most! A "Cover For Life" policy will continue to pay out throughout your pet's lifetime.

Pet Insurance will also cover you for third party claims. These do not happen very often but when they do they have a tendency to be very large claims. If your pet escaped onto a road and caused an accident to those involved the claim could easily run into a five figure sum. Without Pet Insurance you might have to sell your house to meet the claim!

If you need any help with Pet Insurance please talk to us. We complete a lot of claim forms and know about lots of different insurance companies.